{"id":97461,"date":"2025-03-07T15:27:49","date_gmt":"2025-03-07T14:27:49","guid":{"rendered":"https:\/\/www.nordnet.no\/blogg\/?p=97461"},"modified":"2025-03-07T15:28:35","modified_gmt":"2025-03-07T14:28:35","slug":"ny-undersokelse-okonomisk-frihet-glipper-for-norske-kvinner","status":"publish","type":"post","link":"https:\/\/www.nordnet.no\/blogg\/ny-undersokelse-okonomisk-frihet-glipper-for-norske-kvinner\/","title":{"rendered":"Ny unders\u00f8kelse: \u00d8konomisk frihet glipper for norske kvinner"},"content":{"rendered":"\n

En fersk unders\u00f8kelse gjennomf\u00f8rt av YouGov for Nordnet viser at under en tredjedel av norske kvinner har nok sparepenger til \u00e5 endre livssituasjonen sin. Med andre ord \u2013 om du vil si opp jobben, avslutte et forhold eller ta et skikkelig hvileskj\u00e6r, er det \u00f8konomien som ofte setter begrensningene. Kun 28 prosent har en buffer som gir denne muligheten, ned fra 32 prosent i fjor. Det g\u00e5r alts\u00e5 feil vei.<\/strong><\/p>\n\n\n\n

At \u00f8konomisk usikkerhet setter sitt preg p\u00e5 folks handlingsrom er kanskje ikke overraskende. \u00d8kte renter, h\u00f8yere levekostnader og generelt strammere tider kan forklare noe av utviklingen. Men likevel, at stadig f\u00e6rre <\/em>kvinner har \u00f8konomisk trygghet i ryggen er urovekkende.<\/p>\n\n\n\n

Vi vet jo at kvinner i snitt tjener mindre enn menn, sparer mindre til pensjon og har lavere formue \u2013 samtidig som de lever lenger. En \u00f8konomisk buffer er derfor ikke bare viktig, men helt avgj\u00f8rende for \u00e5 kunne ta de valgene man \u00f8nsker i livet. \u00d8konomisk frihet handler tross alt ikke om \u00e5 bli rik, men om \u00e5 ha muligheten til \u00e5 bestemme over egen fremtid.<\/p>\n\n\n\n

Norske kvinner er blant de mest pessimistiske i Norden<\/strong><\/h3>\n\n\n\n

N\u00e5r vi ser til v\u00e5re nordiske naboer, er norske kvinner mer pessimistiske. I Sverige svarer 36 prosent av kvinnene at de har nok sparepenger til \u00e5 endre livssituasjonen sin, i Danmark er tallet 33 prosent. Bare finske kvinner er mindre optimistiske enn de norske, med 21 prosent.<\/p>\n\n\n\n

Her har vi en jobb \u00e5 gj\u00f8re. En jevnere fordeling av sparing og investeringer vil ikke bare gi mer \u00f8konomisk frihet for den enkelte, men ogs\u00e5 bidra til \u00e5 redusere forskjeller i samfunnet. Det ansvaret ligger ikke bare hos kvinnene selv \u2013 myndigheter, n\u00e6ringsliv og finansinstitusjoner m\u00e5 ogs\u00e5 ta ansvar.<\/p>\n\n\n\n

Vil du ha frihet til \u00e5 velge? Da m\u00e5 du spare<\/strong><\/h3>\n\n\n\n

Heldigvis er det h\u00e5p, og l\u00f8sningen er ganske enkel: Vi m\u00e5 spare mer, og vi m\u00e5 investere smartere. Historikken viser at de som sparer og investerer jevnt over tid, oppn\u00e5r en st\u00f8rre velstandsutvikling enn de som ikke gj\u00f8r det. Og det er ikke n\u00f8dvendigvis de store bel\u00f8pene som avgj\u00f8r \u2013 det viktigste er \u00e5 komme i gang.<\/p>\n\n\n\n

S\u00e5 hvordan komme i gang? Det viktigste er \u00e5 begynne, om det s\u00e5 er med et lite bel\u00f8p. Sett pengene i arbeid i aksjemarkedet istedenfor p\u00e5 sparekonto, og v\u00e6r p\u00e5 den m\u00e5ten ogs\u00e5 med p\u00e5 \u00e5 forme fremtiden.<\/p>\n\n\n\n

Men det er lyspunkter: Lykkes som investor, invester som en kvinne!<\/strong><\/h3>\n\n\n\n

Midt oppi alt dette finnes det en skikkelig gladnyhet: Kvinner str\u00f8mmer til aksjemarkedet som aldri f\u00f8r. For f\u00f8rste gang var det i 2024 flere nye kvinnelige enn mannlige investorer p\u00e5 Oslo B\u00f8rs, if\u00f8lge AksjeNorge.<\/p>\n\n\n\n

Hos Nordnet ser vi ogs\u00e5 denne trenden. De siste fem \u00e5rene har andelen nye, aktive kvinnelige kunder \u00f8kt betydelig, og totalt har kvinner hos oss investert over 22 milliarder kroner. Ikke nok med det \u2013 flere studier, og Nordnets egne tall, viser at kvinner ofte oppn\u00e5r h\u00f8yere langsiktig avkastning enn menn. Hvorfor? De har en mer disiplinert og t\u00e5lmodig investeringsstrategi, tar f\u00e6rre risiko-fylte beslutninger og holder hodet kaldt n\u00e5r markedet svinger.<\/p>\n\n\n\n

S\u00e5 ja, det er trist at flere norske kvinner i \u00e5rets unders\u00f8kelse kjenner p\u00e5 en \u00f8konomisk usikkerhet, men vi ser ogs\u00e5 en positiv endring: Stadig flere kvinner blir investorer og investeringskompetansen \u00f8ker!<\/p>\n\n\n\n

Bli med i Nordnet Female Network – helt gratis!<\/strong><\/h3>\n\n\n\n

V\u00e5rt oppdrag i Nordnet er \u00e5 demokratisere sparing og investering. Vi \u00f8nsker \u00e5 inkludere alle som vil l\u00e6re, og vi jobber for at flere skal f\u00f8le seg velkomne og trygge i investeringsverdenen. Vi tror p\u00e5 deling av kunnskap og bygging av nettverk \u2013 derfor satser vi stort p\u00e5 v\u00e5rt Female Network.<\/p>\n\n\n\n

For b\u00e5de nye og erfarne investorer kan et sterkt nettverk v\u00e6re en gullgruve av erfaringer og innsikt, og en fantastisk m\u00e5te \u00e5 f\u00e5 inspirasjon til \u00e5 utvikle sin egen strategi.<\/p>\n\n\n\n

\n
Bli med i Nordnet Female Network<\/a><\/div>\n<\/div>\n\n\n\n

<\/p>\n\n\n\n

Vi fortsetter \u00e5 jobbe med \u00e5 forbedre v\u00e5re tjenester, investeringstilbud og kommunikasjon \u2013 s\u00e6rlig rettet mot kvinner og yngre investorer. M\u00e5let er at enda flere kvinner fremover skal ta steget inn i og fortsette og lykkes i aksjemarkedet.<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

En fersk unders\u00f8kelse gjennomf\u00f8rt av YouGov for Nordnet viser at under en tredjedel av norske kvinner har nok sparepenger til \u00e5 endre livssituasjonen sin. Med andre ord \u2013 om du vil si opp jobben, avslutte et forhold eller ta et skikkelig hvileskj\u00e6r, er det \u00f8konomien som ofte setter begrensningene. Kun 28 prosent har en buffer […]<\/p>\n","protected":false},"author":68607,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ghostkit_customizer_options":"","ghostkit_custom_css":"","ghostkit_custom_js_head":"","ghostkit_custom_js_foot":"","ghostkit_typography":"","_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"categories":[3881],"tags":[3962],"class_list":["post-97461","post","type-post","status-publish","format-standard","hentry","category-nordnet","tag-toppsak"],"acf":[],"all_images":{"thumbnail":{"src":"https:\/\/blogg.nordnet.no\/wp-content\/uploads\/sites\/2\/2025\/03\/Screenshot-2025-03-07-at-15.06.17-150x58.png","width":150,"height":58,"crop":true,"srcset":"https:\/\/blogg.nordnet.no\/wp-content\/uploads\/sites\/2\/2025\/03\/Screenshot-2025-03-07-at-15.06.17-150x58.png 150w, 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